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Malibu Association of REALTORS® hosts wildly fun safari-themed Summer BBQ

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Guests of all ages joined the Malibu Association of REALTORS® for a wild and wonderful afternoon at the annual Summer BBQ, where nearly 200 members, families, and friends gathered in their best safari attire for food, music, wildlife encounters, and unforgettable community fun. Photos by Emily Scher

Nearly 200 guests gathered for the MAR Summer BBQ, complete with bluegrass tunes, local brews, exotic animals, and a safari-themed celebration that roared with community spirit

By Susan Manners, Guest Columnist to The Malibu Times 

The Malibu Association of REALTORS® (MAR) hosted its annual Summer BBQ, bringing together almost two hundred members, families, and friends for an unforgettable afternoon of food, music, wildlife, and community connection — all wrapped in a festive “Safari” theme that had guests dressed to impress (and roar)!

From inflatable zebras and alligators on jungle-themed tables and a toe-tapping bluegrass band, the afternoon was packed with entertainment. This year, the REALTORS and their guests were especially excited to welcome Malibu Brewing Co., who joined in the fun with tastings of their locally crafted brews — a refreshing treat on a sunny summer day. 

Guests also enjoyed a hands-on interactive wildlife show by Saving Wildlife International, where exotic animals sparked smiles and curiosity in kids and adults alike. The spirit of adventure was alive at every turn, and captured beautifully by professional Malibu photographer Emily Sher. Emily shoots both real estate and lifestyle events, and her images from the BBQ are not to be missed.

From Malibu Cold Brew Coffee to live country music, an ice cream cart, a special art table for kids projects by a team from the Lisa Smith Wengler Center for the Arts at Pepperdine,  live animal encounters, and a Best Dressed Safari Contest, this year’s Summer BBQ was one to remember.

The event is one of the REALTOR’s annual favorites, created around the BBQ cuisine of longtime MAR Affiliate Member “WOWS Insurance” master chef Robert Feldman and his BBQ crew, including Lisa Feldman.

This wild event was made possible by the generous support of: The MLS, WOWS Insurance, Chartwell Escrow, Synergy One Lending, Burdge & Associates Architects, Johannessen Construction, Pinnacle Estate Properties, Sotheby’sInternational Realty, Malibu Escrow, Compass, First American Home Warranty, Home Warranty of America, James Ebert Appraisals, Jason Lowther 1031 Connection, Parker Rose Luxury Leasing, Pepperdine University, RidgeGate Escrow, and Terra Coastal Escrow.

Guests of all ages joined the Malibu Association of REALTORS® for a wild and wonderful afternoon at the annual Summer BBQ, where nearly 200 members, families, and friends gathered in their best safari attire for food, music, wildlife encounters, and unforgettable community fun. Photos by Emily Scher

Summer Fun at Malibu Country Mart This Saturday

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Malibu Country Mart invites the community to join them this Saturday for a day of summer fun in the sun. Guests can enjoy an afternoon filled with live music, family-friendly entertainment, cool treats, and festive photo opportunities.

Located in the heart of Malibu, the Country Mart offers the perfect setting for shopping, dining, and soaking up the laid-back summer vibes. The event is free and open to the public, making it a great way for families and friends to spend the day together.

Gladstones reopens, marking resilience after Palisades Fire

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The Gladstones restaurant can be seen overlooking the ocean in this aerial photo. The patio part of the restaurant reopened July 4 after suffering partial damage in the Palisades Fire. Photo courtesy of Gladstones

After six-month closure, iconic restaurant is offering a big discount to area residents and first responders

In a sign of resilience and moving forward, iconic Gladstones restaurant reopened its outdoor deck, perched along the Pacific Ocean on July 4. The Independence Day holiday marked the Palisades/Malibu landmark eatery’s first service since January’s devastating Palisades Fire burned most of the Pacific Palisades and Eastern Malibu. 

The popular restaurant, which was once Los Angeles’ highest-grossing restaurant and remains a community favorite, is now one of the only businesses still standing at the intersection of PCH and Sunset Boulevard. The restaurant was mostly spared, with only partial damage, from the fire. Then it soon became a staging area for firefighters and later for recovery efforts. While Gladstones main dining room remains under renovation — targeted for a full reopening by early 2026 — the auxiliary kitchen and public deck are welcoming guests from 11 a.m. to sunset. Expect a limited menu without brunch service.

This mural is one of four by Jonas Never, all panoramic tributes to Malibu and Pacific Coast Highway, created to adorn the patio area at the Gladstones restaurant.

As the restaurant prepared the past few weeks for reopening, it hired muralist Jonas Never to paint four eight-foot murals — panoramic tributes to Malibu and Pacific Coast Highway. One panel is a moving tribute to the coastal area’s beloved businesses that were lost in the blaze. Depicted in the mural are, according to Gladstones, the properties that “carry the names, dreams, and strength of the Southern California coast.”

This mural is one of four by Jonas Never, all panoramic tributes to Malibu and Pacific Coast Highway, created to adorn the patio area at the Gladstones restaurant. The patio and auxiliary kitchen at Gladstones has been reopened with a limited menu. Photo courtesy of Gladstones

Included in the painting are Cholada, The Feed Bin, The Reel Inn, Wylie’s Bait Shop, Moonshadows, Tahitian Terrace, Topanga Ranch Motel, Rosenthal Wine Tasting, and the Palisades Business block. 

Along with those neighborhood businesses, the fire, which caused massive loss — over 6,000 structures and 12 lives — impacted Gladstones’s back rooms and decks, though the core structure survived. However, six restaurant team members lost their homes in the blaze. Managers set up a GoFundMe campaign that raised nearly $30,000 in staff support, illustrating the community’s deep connection to the seaside institution.

In appreciation for their neighbors and for community support, Gladstones is offering a 50% discount to Malibu and Pacific Palisades residents and also to first responders. The offer is available through the month of July. 

Management is hoping its offer will bring locals back to enjoy the ocean views, sip a signature cocktail, order its classic seafood offerings — including lobster rolls and clam chowder — all while catching up with old friends and communing with workers and fellow fire affected residents. 

Gladstones management has said the restaurant wants to continue to be a community anchor and is looking forward to a full reopening in 2026. 

Agoura Animal Shelter Pet of the Week, Meet Koko: Thursday, July 24

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Koko is a 1.5 year-old gorgeous Siberian Husky who arrived at the Agoura ACC as a stray on January 10. He is one of Agoura’s longest residents and would love to finally find his forever person.

Handsome Koko is a young, silly and active boy. He loves to spend time in the big yard, running and playing with his toys. This young Husky has med.-high energy and will need an active owner. He will be a great partner for walking, hiking and running.

Koko is extremely smart and trainable. He loves to play with treat puzzles, knows a few commands- sit, down, shake- and can learn more

Care Center Hours:
Monday-Saturday 11am-5pm
Closed* on Sunday and holidays

29525 Agoura Road, Agoura Hills, CA 91301
agoura@animalcare.lacounty.gov

‘Coastal Reflections’ on display at Malibu City Gallery

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Carla Bates is shown with her work "Point Dume Heyday," part of the "Coastal Reflections" art exhibit at Malibu City Gallery. Photos by Judy Abel/TMT

Art opening showcases Malibu’s beauty amid ongoing fire recovery

In a display of resilience amid ongoing fire recovery, the artwork of Malibu and Los Angeles area artists is on display at Malibu City Gallery for the show titled “Coastal Reflections.” The exhibition is a beautiful showcase of the splendor Malibu has to offer even as the community recovers from devastating wildfires.

Walking into the gallery at Malibu City Hall, you’ll first encounter a life-like sea lion in a large painting by local artist Carla Bates. Her work “Point Dume Hayday” is Bates’ “fantasy” that evokes the feeling of diving off the coast. The painter explained, “All of my paintings evoke a romanticism of Malibu. I try to capture the environment that we play in, and I don’t have to idealize it much because this is the feeling you get when you’re diving through the kelp. The water is clear and the fish are swimming by. That’s why we’re all in this environment together. It’s really beautiful.”

The biggest piece in the show is “California Sunset” by abstract painter Russ Bryant. The artist created the work after a day at Broad Beach. When returning to his studio in El Segundo, the image from his imagination poured onto the canvas along with the foundational colors in oil and enamel. 

Among the 29 works in the show is “Dawn Patrol” by photographer Ben Thomson. His photo captures the interplay of light and water. Using water housing on his camera, Thomson captured a quiet, reflective moment in the ocean.

Ceramicist Monica DeMoulin’s “Birdwalk at Zuma” was inspired by “all those different textures and colors that you see on the beach.” Each piece of her mosaic was hand-crafted separately, sculpted, glazed, fired, and then fused together for a three-dimensional feel. DeMoulin explained, “The sea star, the moss-covered rocks, the sand, the ocean, and the sky, just kind of capture the typical scene at low tide on Zuma Beach.”

Denise Peak recreated a collage she made earlier that was burned in the Woolsey Fire. From memory and a photo, she painted images of her son Skylar surfing, a plumeria farm her family had on Molokai, a lotus flower, Wylie’s Bait Shop, and more. “I’ve always loved the bait shack and ironically, I did this before it burned down,” Peak detailed.

“Malibu Sunset” by Osunga Okello is a vibrant abstract sunset watercolor painting. The artist explained, “It was just one of those things that happened in terms of the color and the vibrance of the sky that was veering towards the positive in an absolutely catastrophic situation. I had the magic of the horizon and the calm blue waters and it just happened in a relatively short time.” This showing is Okello’s “professional debut” after painting smaller pieces for 20 years. The Los Angeles artist was urged by a framer to submit his work. Okello said he was excited to join Malibu’s artistic community.

Linda Vaccaro painted “My View of this Splendid Beach” although she wouldn’t divulge which “secret” beach so painted.“I’m happy to have it in the show,” she said.

Artist Gay Summer Rick lost her Malibu home and studio, damaged in the Palisades Fire. But, she said, “I keep thinking about of all of this beauty in Malibu and how the hills are becoming green again. I can see the ocean and the colors are kind of dreamlike. My work is dreamlike, yet familiar. It’s kind of representational abstract. It’s much more abstract than usual. I think that’s because of what we’ve been going through. I want to paint more about the natural beauty where we are. And that’s what this exhibit is about, our beautiful city by the sea.” Her piece is titled “The Golden Sun.”

Longtime Malibu resident, veterinarian and known photographer Marc Bittan captured the exhibition’s promotional piece. Bittan is fairly new to painting. “I love doing landscape photography and going to the beach,” he said. “Then when COVID hit, I wasn’t really able to go out and do any photography. So, I started painting, never had any lessons. I just bought some painting books.” After reading the books and watching a friend paint he started with acrylics. Less than a year ago Bittan started with oils. His featured work is titled “Sunrise at Surfrider.” 

With so many talented artists in Malibu, Bittan says he was very pleasantly surprised and excited about it his featured painting. “It feels great,” he said. “Everybody should try art. It makes you feel good while you’re doing it and it’s just so rewarding when you really like what you’re doing.” 

“Coastal Reflections” at Malibu City Gallery at City Hall runs through Aug. 22.

Beverly A. Beal

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Driving Change: The Olympic opportunity we’re about to squander—and the lives we’ll lose While We Wait

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Michel Shane

By Michel Shane, Columnist 

I was driving near Escondido Beach today when a man and two women started across PCH as if it were a country road. The man slowly sauntered in front of me like he owned the asphalt. When I honked in disbelief, his companions shot me dirty looks, as if I was the problem for not wanting to watch someone die.

Yes, California legalized jaywalking, but legal permission doesn’t stop physics or protect you from dying on America’s 25th most dangerous highway.

This is what we’ve created: people treating our deadliest roads like neighborhood streets because we’ve failed catastrophically to communicate the actual danger, while giving them false confidence through legal permission without providing physical protection.

Here’s the brutal reality that should terrify every one of us: if Malibu doesn’t integrate with LA2028 planning by year’s end, we’ll miss the most significant opportunity our community has seen in generations, not just for tourism, but for the fundamental transformation that could finally stop the killing.

The 2028 Olympics represent our last, best chance to force changes that bureaucrats have been delaying while families die. Olympic pressure cuts through the red tape and political calculations that treat our lives as expendable. When the world is watching, even Caltrans has to pretend it cares.

But we’re sleepwalking toward this deadline while they paint our death sentences in green and white.

Karen Bass already abandoned the “no car Olympics” promise, making alternatives like our Blue Highway even more desperate. If cars flood our region anyway, we need ferry systems that provide real escape routes while reducing the deadly pressure crushing PCH.

Right now — as you read this — Caltrans is painting death strips and calling them bike lanes. Real solutions exist worldwide: barriers that protect cyclists while allowing emergency access, as well as technology that saves lives. Why is this obvious to me but incomprehensible to the people supposedly protecting us?

Because they don’t want to spend money on our lives.

Protected infrastructure, physical barriers, speed reductions — all of this exists and works everywhere else. But Caltrans ignores proven solutions while painting death traps and calling it progress. I’m unaware of anyone fighting this battle. Malibu watches as decisions are made; we beg for input, but there’s nowhere that says they have to listen. We are powerless.

That’s the most sickening part: we get to watch our murder in real time, helpless to stop it.

That man crossing PCH represents our complete moral failure. Pedestrians think legal permission and painted crosswalks protect them. Cyclists will trust painted lines that exist only to create the illusion of safety. Meanwhile, drivers like me can only honk helplessly as people treat a highway like a sidewalk, just like Malibu trying to initiate change with Caltrans.

This is what happens when we normalize mass death for so long that everyone forgets they’re in mortal danger.

The next six months aren’t about civic pride — they’re about survival. With cars flooding our region for 2028, Olympic investment becomes our only hope for alternatives. Ferry systems. Real infrastructure. Political pressure that makes our screams impossible to ignore.

But if we don’t act now, we’ll watch the most incredible opportunity of our lifetimes slip away while bureaucrats continue their deadly delays. Our Blue Highway will remain a dream while they paint more death traps.

The Olympic moment creates leverage we’ll never see again. Barcelona transformed its waterfront, becoming a model for urban renewal. London’s 2012 Olympics revolutionized East London with new transit systems that residents still use today. When global attention focuses on our transportation, our problems become impossible to hide. When world-class safety becomes the standard, we can finally demand protection instead of paint.

Yet we’re approaching this moment with the same defeated acceptance that has defined our relationship with institutional murder for decades.

The stakes couldn’t be higher. Miss this window, and we’re back to decades of delay. Miss this chance, and we’ll watch Caltrans continue painting fake protection while real solutions rot because they cost more than paint. Miss this opportunity, and more families join the empty chair club while we remain powerless witnesses to systematic slaughter.

That man crossing PCH embodies our choice: continue sleepwalking through normalized danger, or wake up and fight for transformation using technology that already exists.

The next six months will determine whether Malibu becomes a model for Olympic safety or remains a monument to communities that let opportunity die. At the same time, their people bled out on preventable death traps.

We have solutions. We have technology. We have leverage. We have the most powerful deadline we’ll ever see.

What we don’t have is time to waste on helplessness.

When painted bike lanes claim their first victim, remember this moment. When the next family’s world comes to an end, remember that we could have prevented it. When bureaucrats offer their blood-soaked excuses, remember we could have used Olympic pressure to save lives.

The choice is ours. The time is now.

I’ve told you so. The question is what you’ll do about it.

Judge dismisses most of former Malibu planner’s lawsuit

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Photo by Samantha Bravo/TMT.

A Los Angeles County judge has dismissed the majority of a lawsuit filed by former Malibu Assistant Planning Director Adrian Fernandez, who claimed he was the victim of racism, a toxic work environment, invasion of privacy, and retaliation during his tenure at City Hall.

Judge Gail Killefer followed through on a tentative ruling issued last week, striking down the bulk of Fernandez’s claims and criticizing both the original filing and an attempted amendment as legally defective. The court has granted Fernandez until Aug. 11 to file a third version of the complaint, limited to allegations of workplace discrimination. A hearing on whether the revised lawsuit can proceed is scheduled for Aug. 15.

The lawsuit originally filed by Fernandez names the City of Malibu, former City Manager Steve McClary, and Councilmembers Bruce Silverstein and Steve Uhring as defendants. Fernandez, a 16-year city employee, alleged that city officials created a hostile workplace “fraught with bullying, hostility, retaliation, and discrimination.”

In particular, the suit points to a May 13, 2024, City Council meeting during which Fernandez was questioned by Silverstein and then-Mayor Uhring regarding a controversial hotel project near Aviator Nation Dreamland. After a lengthy public hearing and council debate, the project was ultimately voted down 4-1. Fernandez took a leave of absence shortly thereafter, citing stress and public threats.

In his lawsuit and a subsequent June 24 letter to the City Council, Fernandez claimed that the questioning at the council meeting, along with the disclosure of his leave of absence for mental health reasons, constituted an invasion of privacy. He further alleged that city leaders had coordinated with the Malibu Township Council — a vocal opponent of the hotel project — to publicly discredit him.

However, Killefer ruled that Fernandez’s privacy claims lacked merit, noting that by distributing his complaints to the full City Council, Fernandez himself made the matter public. Therefore, council discussion of the issues did not constitute a breach of confidentiality or an invasion of privacy.

The City of Malibu has declined to comment on the pending litigation, citing confidentiality in personnel matters. In previous public statements, city officials affirmed that they take all allegations of abuse or harassment seriously.

The Malibu Township Council, which appealed the hotel project and was referenced in Fernandez’s claims, issued its own rebuttal stating that it “denies all claims” and had acted professionally and in accordance with Malibu’s planning codes. The group emphasized its long-standing mission to advocate for responsible development and protect Malibu’s unique coastal character.

As the case continues to unfold, the court’s Aug. 15 hearing will determine whether Fernandez’s narrowed claims of discrimination will move forward.

Malibu Rebuild Task Force offers roadmap and hope for fire survivors

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At a community-led session, experts share practical strategies, insights, and support

It’s a daunting task to rebuild your home after a wildfire, but, fortunately, there are many experts in Malibu to guide you in the right direction. The Malibu Rebuild Task Force (MRTF) held a community-led information session where experts presented an initial roadmap for those in Malibu facing the overwhelming challenge of how to begin.

Moderated by Malibu’s Abe Roy, an experienced contractor now serving as Malibu’s newly appointed rebuild ambassador, the session was presented after thoughtful brainstorming from stakeholders on a mission to rebuild the community safely and as quickly as possible.

Leading the discussion was local architect Luis Tena who presented a comprehensive 70-page slide-show road map to the rebuild process. Tena mentioned an allowance for rebuilds that comes up frequently — like for like plus 10%. Yes, rebuilds are allowed 10% more square footage; however, anything over 10% won’t receive fire rebuild treatment exemptions and will trigger a Coastal Development Permit, which takes an average four years for permitting. You have the freedom to relocate your structure as long as it doesn’t encroach into yard setbacks, steep slopes, or view corridors. After Tena’s presentation, Darren Graves presented a slide show with more technical aspects of building a fire-resilient structure. Both slide shows are available on the MRTF website.

Malibu’s John Watkins who lost his “dream home” in the Woolsey Fire offered, “Most of us here had no intention of building a home. But somehow, we found ourselves in this position.” He was able to rebuild in a remarkable 30 months. He gave some tips. “If you haven’t hired an architect yet, please do it,” he advised. “It’s the number one thing you’ve got to get going to get it going.” His second tip: “This existing plus 10%; yeah, you could have the 10%. You may not even need to go to 10%,” indicating going bigger could cause other problems like pushing you over your setbacks or getting into“tussles” with the Planning Department. Watkins’ message was to keep it simple. 

“You had a house you probably loved,” he said. “If you just rebuilt what you had, well, it wouldn’t be so bad, you know? I have friends who still have not moved into a house that was burned in 2018. You know why? Because they wanted to put up something that obstructed their neighbor’s view, and now they’re fighting with their neighbor. We built pretty much what we had.”

Watkins decided to become what’s known as an “owner/builder” without hiring a general contractor who takes 20%. He hired a project manager instead. It meant he had to take on a lot of paperwork, but in the end was a money saver for his project.

And, lastly, the longtime resident offered this: “Make friends with everybody (behind the counter).” He suggested cooperating and offering solutions to the decision-makers. And he added, “Don’t sweat the small stuff! Most of us didn’tbuild a house that we were living in, right? Most of us found a house, we bought the house, we moved in. Did we look atevery handle on every single cupboard, the wallpaper, and is it a sash window, a slider, whatever? No. You bought the house, and you loved it, and it had some things you didn’t love. All of a sudden, when you start to build a house andthere’s 60 different kinds of knobs you could put on your cabinets.” Watkins used the “Hate Rule.” If one person hates something, they win according to Watkins because, “you can always live without something that you love, but it’s very hard to live with something that you hate, right? Trust me, it really works.”

Another of the many speakers was Los Angeles County Fire Marshal Richard Stillwagon, who promised his No. 1 goal is“to get everybody back in their homes.” His department received over $3 million to upgrade computer systems and hire 26 new personnel that were never funded previously. That translates into extra LACO Fire Department personnel stationed at City Hall to work on rebuilds.

Importantly, Stillwagon said the Fire Department received permission from the State to perform fuel reduction on stateand even MRCA land that abuts Malibu properties. That news was well-received by those in attendance.

Roy encouraged those affected by the wildfires to visit the MRTF website. “I lead the MRTF and the team is comprised principally of the zone captains and a handful of knowledgeable experts. The zone captains liaise with their zone residents and bring up issues that are affecting progress. I, in turn, in my capacity as the Rebuild Ambassador address and resolve them with the city heads. It’s a resource for the fire rebuilder, one that can provide significant assistance in passing info up and down as they become available and voice concerns.”

To find your zone captain, see the informative slide shows presented, and more go to malibufirerebuilds.org.

Inside the costly and complex process of smoke remediation after wildfires

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The home of Dave and Kelsey Szamet in Altadena looks fine on the outside, but inside is a serious health threat — still damaged from smoke from the Eaton Fire, and the Szamets believe there insurers are indifferent to it all. Photos courtesy of Dave and Kelsey Szamet

One family’s struggle to save their smoke-damaged home

On a quiet, well-manicured street in Altadena stands the home of Dave and Kelsey Szamet. Their Spanish Mediterranean house stands stately amidst surrounding verdant vegetation. But the inside of the architectural structure belies a serioushealth threat. While the interior of the Szamet home is exactly how it was left when they evacuated from the Eaton Fire Jan. 7, it is now filled with invisible hazards — smoke damage — toxic particulate matter that can irritate the respiratory system and with prolonged exposure cause cancer.

“We are sort of on the front line of really mass devastation,” Kelsey Szamet explained of where the fire started. “The homes across the street did not survive going all the way up into the foothills and the fire just tore west from here. It’smiraculous that our home survived.”

The Szamet home did survive not just by miracles, but with the help of good Samaritan neighbors who formed a bucket brigade from a nearby home with a pool after their hoses ran dry. Unlike in Malibu, many Altadena pool owners don’thave pool pumps used to help put out fires since most Altadenans typically didn’t identify as living in an extreme fire risk area. 

Still, the Szamets and their two young daughters have not spent one single night in their home since Jan. 7. The family had been bouncing from hotels to friends’ homes. They were in six different places in just the first few weeks after the fire and say that burden is a struggle for their young children.

“The home’s absolutely not safe,” Szamet stated. “Within the first week that initial gratitude of, oh my gosh, the house survived and we feel fortunate, we still have our family photos and some important family pieces that other people lost.But then the reality sits in, in those weeks and months after the fire of it doesn’t feel like the insurance company is interested in getting our house cleaned safely, enabling us to get back in with our young daughters and to come back to the neighborhood.” 

Kelsey Szamet elaborated on her struggles with her insurance company currently being investigated by the California Department of Insurance for mishandling claims. “It feels like they’re fighting us every step of the way. It feels like we’reon our own. Our company is State Farm, and they have never offered to lead the way and (direct us) to the kind of testing we need to do. This is what we need to look at inside your house to properly clean it and make it safe so that you can come back. We’re on our own. We’re trying to figure out what the science is. We’re trying to figure out what is safe.” The family has paid $10,800 out of pocket for industrial hygiene testing. The results showed 20 times the allowable limits of lead in most rooms, including their young daughters’ bedrooms. 

After finally finding some stability in a Pasadena rental, they are still looking for long-term solutions to remediate their home. “When you have lead inside a structure, you have to use a certified lead abatement company in California. You can’t use, you know, Jane Doe’s cleaning service. The bids we have gotten are upwards of $110,000 and we’re just getting push back from our insurance company. They have told us that they now want to bring in a different company to dotesting. We’re not sure why, because the company that we used actually was a State Farm-approved vendor coincidentally.We worked with a vendor that they have approved, that found lead. I can’t imagine that new testing would reveal different results, but they have not approved our light abatement remediation bid.” 

The Szamets joined the Eaton Fire Survivors Network to push for accountability by insurance companies and government on behalf everyone affected by the fires including those in the Palisades and Malibu. 

“All these insurance companies need to help homeowners get back safely into their standing structures. It’s going to be expensive to properly clean these homes, but that’s what we paid for, in our policies, right?” Szamet exclaimed.  “You insure against disasters like this, and it’s clear what the science says. The home needs to be cleaned properly. I would never jeopardize the health of my young daughters. Lead is extremely toxic to children and it feels like they don’t care.”

At one point the Szamets were $119,000 out of pocket until State Farm started reimbursing rent under their (ALE) Alternative Living Expense claim. The family also missed out on a FEMA payout of $770 due to fraud. Swindlers used their name and address to apply for the initial grant and claimed the check before they could. The Szamets say they’realso frustrated with the rotating cast of adjusters. They’re on their third, but say they have friends on their sixth or seventh.

Their advice for others in the same boat: “Document, document, document. They (insurance companies) get you on the phone on purpose. They do not send confirming emails. You need to send confirming emails. You need to upload things on the portal. You need to keep a contemporaneous Google doc of all of the representations that have been made for you because they will walk it back and say, ‘no, that’s not true. We never agreed to that.’ Document, document, document.”