Protecting your future: Planning for what’s ahead

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Protecting your future: Planning for what's ahead

(BPT) – The world has changed around us in the past year, and with it our needs and concerns as we prepare for an uncertain future. While we may not know what it holds, there are products and resources available that can help protect your future and give you peace of mind. AARP members have options at their disposal for their healthcare, finance and lifestyle needs that provide protection across all aspects of life. Here we lay out a few of them:

Protecting your home

Whether you are spending more time at home or you’re back to traveling and commuting, the place we call home needs to feel safe and protected. Home security systems have grown in popularity and have become a mainstay for many households across the country. Members looking to give their home a high-tech security makeover can get 15% off on Home Security Systems from SimpliSafe, which features a fast 24/7 police dispatch and requires no contract.

Members who are mobile homeowners can take advantage of the Mobile Home Insurance Program from Foremost®, which offers coverage protection for nearly every type of mobile and manufactured home, and more.

Preparing for your return to travel

With more Americans considering traveling again, it’s important to protect any future plans you make as we excitedly look toward vacationing once again. For members, the AARP Travel Center Powered by Expedia offers a travel protection plan from Expedia that insures you from the moment you book your trip, to the moment you’re safely back home. It also gives members an insider’s view on local hot spots, places to stay, eat and see, and special offers.

Safeguarding your motorcycle

For members who are motorcycle riders, AARP® Motorcycle Insurance Program from Foremost® offers discounts on options for your bike, optional equipment and safety apparel.

Scheduling a hearing check-up

As you age, it’s important to add new exams to your wellness checklist. Age-related hearing loss is one of the most common conditions affecting older adults, but by scheduling a hearing test, you can treat any issues before they get worse. AARP members have access to hearing care information and plans from HearUSA to save on check-ups, hearing aids, batteries and more.

Obtaining a health savings account

Tax advantages and discounted fees are enjoyed by those who make use of a health savings account (HSA). For AARP members, the AARP® Health Savings Account offered by Optum Bank® provides tax benefits for those with a qualifying high-deductible health plan. The plan gives you access to tools, resources and information tailored to retirement — and for those over 65, monthly fees are waived. Those under 65 get a 20% discount on monthly maintenance fees.

Safeguarding your smile

Good oral health is important, and regular dental exams can provide insight into your overall well-being and even detect other medical conditions, such as heart disease, diabetes and some forms of cancer. Learn about dental coverage through the dental insurance options available from Delta Dental to AARP members to maintain your oral health and safeguard your smile. Plans can cover regular check-ups with your dentist and some common dental procedures.

Understanding Medicare-related options

It is important for today’s Medicare beneficiaries to understand the different options for Medicare health coverage. Original Medicare covers Part A (hospital insurance) and Part B (Medical Insurance) but does not cover all healthcare services. You have access to Medicare-Related options with additional coverage to suit personal health needs and individual financial situations. Since Medicare plans often change their cost-sharing and coverage benefits annually, people who qualify for Medicare should thoroughly review their health coverage to ensure they understand all options before selecting their coverage.

Giving yourself and loved ones peace of mind

If you are looking for that added peace of mind to help make sure your loved ones are properly taken care of, consider assessing your life insurance needs. AARP Life Insurance Program from New York Life allows members to receive free life insurance information and apply for up to $100,000 in group term life insurance to help protect their family.

AARP and its affiliates are not insurers.