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    The Top 6 Most Asked Questions About Eli Awful Credit Repair Secret – Beware Paying Debt Collectors! Bad credit fix strategy does not make sense all the time. Take a guy named Eli Rodriquez, as an example. He believed he did “right” when he paid off old collection bills. But then, his credit scores fell 90 points. What occurred to Eli seems common roulette bot pro Before you pay off a debt collector, you might consider only a little due diligence first. Eli paid off old collections, watched in horror as his scores dropped & afterward contacted me for help…and an explanation. At that point, I told Eli he cleared his conscience by paying off debts he said were his from many years back. How many no cost income stream inquire? I asked Eli the same question. He maintained he could demonstrate the invoices were from ten years back…at least 10 years he swore. No, of course you’ll not hand me your money without due diligence. At the time, this seemed good to Eli and his wife. But that was a bunch of hot air, not founded on Fair Credit bitcoin wealth alliance buy now I hear about folks all the time whose situation compares to Eli’s. They pay off a collection…or 2…maybe 3 or more. They consider they are doing what’s appropriate. In one sense, they have been doing what’s right. They are paying off legitimate bad debt. Sadly, they’re paying a debt collector, not the original creditor. There is no verification and blackjack sniper the debt. Without questioning why I am asking you for money or demanding I show you owe money or that I have legal cause to collect or even that the amount I am demanding is right, you give me your cash. You’ll not give me your money like that, would you? Hence, payments on past due charge-offs or collections demands linked influence review one have to settle? Which is, is a creditor suing you? 2. Do you have to settle to have your mortgage app considered? 3. Can be your conscience bothering you? 4. Avoid letting any potential creditor to pull your credit. Don’t surrender any leverage you might have to 5. Is the account in question yours? 6. Is the account reported 100% correctly with each roulette-sniper choose to negotiate, you might insist the debt owner puts the terms in writing and is signed through an authorized representative for the debt owner. In credit repair, doing everything you think is RIGHT usually is INCORRECT. As an example, 1.Settling accounts for less than you owe will damage your credit ratings. 2.Arranging a payment plan and even inquiring about a classic roulette assault buy restart the statute of limitations [on gathering] in some states, permitting lenders to sue you. 4.Horrible collection agencies might assure to delete or give you a nice credit score in exchange for the money — then not follow through or make matters worse by making the debt seem more recent than it is. 3.Simply contacting a creditor in regards to a penny stock prophet pdf account can revive its interest in trying to collect, ultimately causing harassment and hardball tactics. 5.By law, lenders whom you pay off are obligated to report correctly. Consequently, paying off an old debt simply to possess the creditor report the account as “settled” (which is 100% accurate but grossly unjust) on your own credit reports is often worse to your credit swipe vault pdf leaving the account open and unpaid. Request me to clarify this happening in the event you’re interested. Eli learned a hard lesson about paying off old debt: do not just pay off AWFUL debt without negotiating first. Bad credit repair, no matter how illogical it sounds, needs solid strategy and understanding of your rights. Yes, you do have choices….and you may catch the keys to your new