Homeowners recovering from the devastating 2025 Los Angeles fires will now have access to significantly expanded mortgage relief through Governor Gavin Newsom’s enhanced CalAssist Mortgage Fund program.
Announced Feb. 12 as part of the state’s ongoing disaster recovery efforts, the expansion increases available assistance from three months to up to 12 months of mortgage payments — a four-fold increase. The maximum benefit has also jumped from $20,000 to $100,000 per household, providing critical financial breathing room for families still rebuilding after the 2025 LA fires and other qualifying disasters.
Under the revised guidelines, homeowners who previously received the original three months of support may now qualify for additional assistance, bringing their total relief to a full year. Payments are made directly to mortgage servicers on behalf of approved applicants and never have to be repaid.
State officials report that $6.5 million has already been distributed to 793 disaster-impacted homeowners, primarily survivors of the Palisades and Eaton fires. Significant funding remains available, including for homeowners who may require continued assistance once mortgage forbearance periods end.
Eligibility requirements have also been broadened. In Los Angeles County, households with a combined annual income of up to $281,400 now qualify — an increase of $70,000 from the previous cap. Income limits vary by county.
The CalAssist Mortgage Fund is free to apply for, and assistance is paid directly to mortgage servicers to help prevent foreclosure and housing instability during recovery.
Homeowners affected by recent disasters are strongly encouraged to apply as soon as possible.
For eligibility details and application information, visit the CalAssist Mortgage Fund website or call (800) 501-0019. For additional recovery resources, visit the official State of California website.